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Fraud Prevention Tips For The Elderly

Older individuals may possibly be victims of frauds like con games and insurance, residence repair, telephone, or web scams. Even “trusted” friends or household members have been recognized to steal an older person’s cash or property. The following ideas might assist:

Do not be afraid to hang up on telephone salespeople. You aren’t being impolite. You are taking care of yourself! Remember, you can say no to any offer you.

Do not give any private data, including your credit card number or bank account, more than the phone unless you had been the one who created the call.

Don’t take money from your bank account if a stranger tells you to. In one common swindle, a thief pretends to be a bank employee and asks you to take out cash to “test” a bank teller. Banks don’t check their staff this way.

Don’t be fooled by offers that appear too great to become correct. They’re typically rip-offs. Beware of deals that ask for a good deal of funds up front and promise you far more income later. Check with your local Far better Business Bureau to acquire more data concerning the record of any organization just before carrying out enterprise with them.

Do be on guard about hiring people who come door-to-door trying to find house repair work. They could not be trained to do the operate, and they could overcharge you. You should try and check their references. Often spell out the particulars of the operate you want done in writing. Never spend for the whole job in advance.

Steer clear of Identity Theft

How can a person steal your identity? Utilizing your name, Social Security number, or credit card with out your okay is named identity theft and it is a critical crime. Make sure you protect your self:

Do keep info about your checking account private. Put all new and cancelled checks in a safe place, report any stolen checks proper away, and cautiously appear at your monthly bank account statement.

Do shred every little thing that has personal info about you written on it.

Do be really cautious when buying points online. Sites with out security may possibly not shield your credit card or bank account data. Look for details saying that a website has a secure server prior to acquiring anything online.

Do check using the Federal Trade Commission (FTC) to find out how you can shield yourself from prevalent on-line scams that can trick you into revealing your private or financial data.

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